If you're sitting here today, you already know the feeling — pride, a little panic, and a hundred questions about how this is all going to work. Craig gets it. He's been in your seat. The process is different from what it was 20-30 years ago. A college dollar is now in constant competition with a retirement dollar, and roughly two out of every three college seniors graduate carrying student loan debt. Craig's goal is that every student has the resources to find their best-fit school — academically, socially, and financially — without families losing sight of their own future in the process. As the college planning landscape keeps shifting, staying informed is the only way to stay in control of it, rather than letting sticker shock make the decisions for you.
His approach is about balance: lowering the cost of education and taxes while increasing cash flow and what you're able to set aside for retirement. When those pieces line up, you end up with more money, more time, and more peace of mind.
Craig is a proud dad of two Liberty High School graduates, and he spent years yelling (loudly) from the sidelines of their baseball, football, wrestling, and track seasons. His oldest is now at Penn Tech in Williamsport, PA, and his youngest is at Misericordia University in Dallas, PA. He's walked this road as a parent, not just as an advisor — which is exactly why he takes it so personally when he sits down with a family. When he's not talking college planning, he's car camping, pretending he knows how to golf, or sitting around a campfire with friends.
Since 2001, Craig has helped clients grow, protect, and manage the distribution of their assets, with deep experience in federal benefits and the ever-changing insurance and securities marketplaces.
He's also given his time to causes close to home: By Their Side, supporting developmentally disabled and intellectually challenged adults and their families through the transitions of caregiving; the Good Scouting Program, raising awareness and funding for Boy Scouts in the Baltimore Area Council; and the South Carroll Business Association, raising scholarship funds for local students pursuing degrees in business and finance.
Craig was helping families plan for college long before he had kids of his own. He's adamant about one thing: the process looks nothing like it did when he went to UMBC in the mid-90s — and neither should your plan.